AUTO1 Group SE, Europe's leading digital automotive platform for buying, selling, and financing used cars, announced on December 4, 2025, the successful upsizing and extension of its inventory asset-backed securitisations, increasing its total inventory financing capacity to EUR 1.6 billion. This strategic move supports the company's ambitious growth plans across Europe by providing additional capital to finance used car inventory.
The transaction includes several key enhancements. The bank group supporting the financing has expanded from six to thirteen leading banks, which strengthens AUTO1 Group's position for future inventory financing needs. The financing terms have improved, with reduced interest margins and better economic conditions. Additionally, the revolving period has been extended to November 2027, providing long-term stability.
The total inventory financing capacity of EUR 1.6 billion comprises up to EUR 1.3 billion of senior notes from the enlarged bank group, augmented by up to EUR 0.3 billion of junior notes from AUTO1 Group. This represents a 45% increase in financing capacity compared to previous arrangements. The upsizing and extension are expected to support the company's anticipated business growth in 2026.
Philip Reicherstorfer, VP Treasury, IR & Captive Finance of AUTO1 Group, stated: "With upsizing our inventory financing we are strongly positioned for the anticipated business growth in 2026. We thank our banking partners for their ongoing support, which enables us to provide great services and a broad selection of cars to our AUTO1.com partner dealers and Autohero customers."
Credit Agricole CIB acted as lead arranger for the main inventory backed facility, while BNP Paribas acted as lead arranger for the Italian facility. AUTO1 Group was advised by Freshfields Bruckhaus Deringer, and Hogan Lovells advised the lenders. This expanded financing capacity underscores the confidence of financial institutions in AUTO1 Group's business model and growth trajectory.
AUTO1 Group, founded in 2012, operates through three brands: wirkaufendeinauto.de, Autohero, and AUTO1.com. The company uses technology and data to maximize value for consumers and partner dealers across Europe. As of the end of 2024, AUTO1 Group employed 6,300 people, generated revenue of EUR 6.3 billion, and sold 690,000 cars. The company went public on the Frankfurt Stock Exchange in February 2021 and is part of the MDAX. For more information, visit www.auto1-group.com.
The announcement highlights AUTO1 Group's continued growth momentum and its ability to secure favorable financing terms amid a competitive market. By increasing its inventory financing capacity, the company is well-positioned to expand its inventory of used cars, enhance its services to partner dealers, and meet the growing demand for its retail and wholesale platforms. This development is significant for investors and industry observers as it signals AUTO1 Group's strategic focus on scaling operations while maintaining financial flexibility.
