The Piscitelli Law Firm successfully secured a $300,000 total recovery for a 78-year-old individual who sustained injuries in a 50 mph T-bone collision. After the driver responsible for the accident provided Ohio's minimum coverage of $25,000, the firm sought to recover the client's $300,000 underinsured motorist (UIM) coverage. The injuries sustained by the client included resolved soft-tissue trauma and radial tunnel syndrome—a painful condition caused by compression of the radial nerve in the upper forearm, leading to discomfort, weakened grip, and pain during rotation.
The UIM insurance provider initially presented an offer of $70,000. In response, the firm filed a lawsuit for $275,000 (the UIM limit minus the $25,000 setoff). After several months of legal proceedings, the insurer disbursed the full $275,000, culminating in a total recovery of $300,000. This case highlights the importance of UIM coverage in protecting accident victims when the at-fault driver lacks sufficient insurance.
According to Frank Piscitelli, Jr., 'UIM coverage is designed to provide compensation when the at-fault driver is underinsured. When the insurance company undervalued our client's claim, we pursued litigation and successfully obtained the full policy benefits.' The case underscores how legal action can compel insurers to honor their obligations, especially when initial settlement offers fall short of policy limits.
For more information about this case, visit the firm's result page.
