Insurance Canopy, a national provider of small business insurance solutions, has announced an expansion of its Full Frame Insurance (FFI) program to include drone liability and drone equipment coverage. The new offering is designed for photographers, videographers, and other creative professionals who use drones in their work, providing liability protection for bodily injury and property damage arising from drone use, as well as coverage for drones and related gear.
The addition eliminates the need for separate standalone drone insurance, allowing professionals to add equipment and liability protection onto a single business insurance policy. This simplifies risk management for drone operators, who often face gaps in standard policies that exclude or limit aircraft-related risks. According to Insurance Canopy, drone use has become standard in content creation, from real estate shoots to event coverage and commercial production, yet many professionals lack clear protection for accidents tied to drone activity.
“Drones have gone from being a specialized tool to an essential part of doing business,” said Chris Van Leeuwen, Vice President of Professional Development. “This expanded coverage reflects how photographers and videographers actually work today and gives them a better way to protect their business and the equipment they rely on.”
Coverage is tailored for working professionals rather than hobbyists, accounting for the risk exposure associated with paid projects. The policy addresses common gaps in standard liability policies, which often exclude or limit coverage tied to aircraft. The FFI structure provides protection directly tied to drone operations, helping professionals manage risk as they scale their services.
“Most professionals are focused on getting the shot, not worrying about everything that could go wrong with a drone,” said Van Leeuwen. “Whether the drone is damaged in a crash or causes third-party property damage, the costs can add up fast and create real business issues. Including this coverage in the same policy makes it easier for operators to protect their business and stay focused on the job.”
Insurance Canopy and FFI continue to focus on accessible insurance for small business owners and independent operators. For more information, visit Full Frame Insurance or call 844.670.1078.
