LM PAY S.A., a Polish FinTech company specializing in embedded finance solutions for healthcare, beauty, and insurance sectors, reported preliminary financial results for the third quarter of 2025, highlighting significant revenue growth and an expanding customer base. The company's cumulative revenue for the first nine months of the fiscal year reached PLN 23.8 million (EUR 5.6 million), marking a 50% increase compared to PLN 15.8 million (EUR 3.7 million) in the same period of 2024. This growth was primarily fueled by new partnerships and increasing demand for the company's services.
The company's cumulative EBIT stood at PLN 6.5 million (EUR 0.5 million), representing a 12.8% decline from the previous year. The decline is attributed to a one-off event in 2024—the sale of a portfolio of receivables—which affected year-over-year comparability. Excluding this event, the underlying operational performance remained solid.
Customer acquisition showed strong momentum, with the number of clients served growing by 12% to 33,000 in the first nine months of 2025. This growth is largely due to efficient onboarding processes in clinics and salons, which have substantially expanded the customer base. The company's platform is integrated into the workflows of over 13,000 clinics, beauty salons, and insurance brokers across Poland, simplifying financing for patients and customers while ensuring immediate payments to providers.
Recurring customer metrics also improved, with the share of recurring users reaching 33% in the third quarter of 2025, up from 30% in the same quarter of 2024. This increase underscores high customer satisfaction and stable demand for LM PAY's embedded finance solutions. The company's ability to retain customers is a key indicator of its value proposition in the competitive FinTech landscape.
LM PAY S.A. is a fast-growing FinTech company with more than ten years of market experience, listed on the Dusseldorf Stock Exchange (ISIN: PLLMPAY00016). The company's embedded finance platform provides instant and binding credit decisions at the point of service, enabling patients and customers to gain immediate access to essential services. The company is well positioned for continued growth, driven by its innovative technology and expanding partnerships. For more details, the original press release is available at NewMediaWire.
