Rubean AG, a Munich-based FinTech company specializing in software-based point-of-sale (SoftPOS) solutions, announced at its annual shareholders' meeting on Wednesday that it expects consolidated revenue to rise to between 5.0 million and 6.0 million euros in 2026, up from 3.71 million euros in the previous year. The company reported that revenue grew by approximately 50 percent to 2.4 million euros in the first half of the year, driven by strong demand for its softPOS software.
Co-CEO Jochen Pielage highlighted that recurring revenue—fees from the use of Rubean's SoftPOS software—is growing strongly and is expected to account for half of the 2026 annual revenue. "Half of the 2026 annual revenue will already come from the particularly profitable recurring revenue. That is significantly more than in the previous year," Pielage said. This shift toward higher-margin recurring income is a key factor in the company's improving financial outlook.
Looking ahead, Pielage projected that Rubean will reach monthly breakeven in 2027 and close the entire year with positive net income for the first time. "Thanks to the continued significant growth in recurring revenue, we will reach monthly breakeven in 2027 and close the entire year with a positive net income for the first time," he stated. This milestone would mark a turning point for the company as it scales its operations.
Rubean's technology replaces traditional card readers with a software app that can be replicated on demand without additional hardware. This allows retailers, restaurants, delivery services, and other businesses to accept cashless and mobile payments via smartphones. The company is already a market leader in Germany and Spain and has successfully entered markets in Switzerland, France, the United Kingdom, and North and South America, supported by major banks and payment service providers.
Pielage noted that Rubean now partners with 19 major banks, including the German Sparkassen, BBVA in Spain, and Commerzbank, as well as internationally active payment service providers across Europe and the Americas. "The groundwork has been laid for expanding a very successful sales operation, especially with the help of my new colleague on the Executive Board, Stephan Kuck," Pielage added. The company's growth trajectory underscores the increasing adoption of software-only point-of-sale solutions in the payments industry.
For more information, visit www.rubean.com.
