Sell My Structured Settlement for Cash (SMSSC), an education and quote platform for individuals considering the sale of structured settlement, annuity, or lottery payments, announced its nationwide launch today. The platform aims to demystify the complex, court-supervised process of selling future payments, which is governed by state-specific Structured Settlement Protection Acts.
SMSSC offers over 60 plain-English guides covering court approval processes, discount rates, taxes, and alternatives to selling. It also provides state-specific pages for all 50 states and the District of Columbia. All content is reviewed by named experts, and the company publishes its editorial standards at sellmystructuredsettlementcash.com/editorial-standards/.
In addition to educational resources, the platform features three free calculators, including a decoder that reveals the implied discount rate of any offer a payment holder may have received. This tool is designed to help consumers understand the true cost of selling their payments before they sign any agreement.
Alongside the launch, SMSSC released a free public data library for journalists, researchers, and consumer advocates at sellmystructuredsettlementcash.com/cite-us/. The library includes a 51-jurisdiction Structured Settlement Protection Act statute table, 2026 lottery tax rates by state, a directory of courts where transfer petitions are filed in 87 metro areas, and a status tracker for annuity issuers. All datasets are free to reuse under a Creative Commons license.
“We built the site we wished existed when we started researching this industry. Every number on it is sourced, the people who review the content are named, and the reference data behind it is free for anyone to check our work,” said a company spokesperson.
SMSSC’s funding partner, Genex Capital, is A+ rated by the BBB and has served more than 50,000 clients since 2003, completing over $1.2 billion in transactions with a 95 percent court approval rate. Every SMSSC quote carries the Genex Guaranty: a price match promise, no surprises between quoted and final net amounts, and legal costs covered by the funding partner.
The process for selling payments is consistent across states: a written quote discloses the discount rate, documents are signed via DocuSign or notary at no cost, a transfer petition is filed with the court by the funding partner’s legal team, and funding occurs approximately three business days after court approval.
This launch is significant because it provides much-needed transparency and education in an industry often criticized for opaque practices and aggressive marketing. By offering free calculators and a publicly accessible data library, SMSSC empowers consumers to make informed decisions and verify the fairness of offers. The involvement of a reputable funding partner like Genex Capital adds credibility, potentially raising industry standards.
